Scope of this Policy
This policy also includes information specific to California residents under California law.
KarmaCheck’s Site and our services are not directed at children.
Changes to this Policy
Cookies can make use of the Internet easier by saving and administering status, preferences, and other user information. In other words, a cookie allows a website to “remember” a user’s actions or preferences over time. For instance, when we use a cookie to identify you, you will not have to enter your log-in credentials during subsequent visits to our Site. Cookies used by the Site do not contain your PII.
Most browsers are set to accept cookies but users can change the setting to block cookies or otherwise choose how cookies are handled. Although disabling cookies will not interfere with your ability to access the Site, users will need to accept cookies to use certain services on the Site.
You can manage website cookies in your browser settings, and you always have the choice to change these settings by accepting, rejecting, or deleting cookies. If you choose to change your settings, you may find that certain functions and features of our Site will not work as intended. All browser settings are slightly different, so to manage cookies, you should refer to the relevant settings within your browser.
Choice, Opt-Out and How We Respond to Do Not Track Signals
As a user of our Website, you make the decision whether to proceed with activities that request PII. Note, however, that if you do not provide the requested information, you may not be able to complete certain transactions or receive information from us. If, after subscribing to receive emails or other electronic communications from KarmaCheck you no longer wish to continue receiving such from us, you will be provided with instructions in our communications on how to opt-out of such communications, including by unsubscribing. In addition, you can also contact us through the Point of Contact information provided in this policy.
KarmaCheck does not track its customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. To learn more about the choices you have regarding online tracking, please visit these sites:
Information Sharing and Disclosure
KarmaCheck may disclose information we collect through this Site:
KarmaCheck strives to protect personal information that we collect, maintain and disclose through the use of appropriate and reasonable administrative, physical and technical safeguards.
For instance, our products and/or services online are transmitted through a secure sockets layer (SSL) transmission, which is a protocol for establishing a secure connection for transmission of your personal information. Further, we have security protocols and measures in place to ensure confidentiality of PII and to protect the PII we maintain about you from unauthorized access or alteration as well as unlawful disclosure. These measures include internal and external firewalls, physical security and technological security measures, as well as encryption of certain information and password protection for account information.
Our security program is designed to: (1) ensure the security and confidentiality of personal information; (2) protect against any anticipated threats or hazards to the security or integrity of the information; and (3) protect against unauthorized access, use, alteration, or unlawful disclosure of the information that could result in substantial harm or inconvenience to any individual.
In the course of business, KarmaCheck may collect or ask that you disclose your Social Security Number. To the extent practicable, KarmaCheck protects the confidentiality of all information we collect, including Social Security Numbers. Accordingly, we prohibit the unlawful disclosure of personal information, including Social Security Numbers, and limit access to same. We dispose of such information by taking reasonable measures to protect against unauthorized access to or use of the information.
California Residents: Your Rights
California residents have specific rights regarding their personal information (“personal information” or PI) under the California Consumer Privacy Act (CCPA). This section describes your CCPA rights and explains how to exercise them.
Right to Know About Personal Information Collected, Disclosed, or Sold
To exercise your rights please submit a request to the following email: [email protected] or call the following toll-free phone number: 877-732-2129.
Only you, or someone legally authorized to act on your behalf (i.e., your authorized agent), may make a request related to your personal information. You may also make a request on behalf of your minor child. An authorized agent is someone acting on your behalf and KarmaCheck may ask that you provide your authorized agent with written permission to act on your behalf and also to verify their own identity.
Your request must:
In order to verify your request we will require that you provide us with at least two (2) identifiers based on information we have about you to verify your identity. Those identifiers may include your Social Security Number and Date of Birth.
Existing Account Holders: making a request does not require you to create an account with us, however, if you have an existing account with us, all requests must be made through your account.
We will only use personal information provided in a request to verify the requestor’s identity or authority to make the request.
Right to Non-Discrimination for the Exercise of Your Privacy Rights Under the CCPA
KarmaCheck will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
Categories of Personal Information Collected and Disclosed in the Last Twelve (12) Months
You have the right to know, without making a request, the categories of personal information KarmaCheck has collected and disclosed from its consumers within the last twelve (12) months.
This information is collected from you, the consumer, as well as from other sources, such as law enforcement agencies, public record repositories, educational institutions, credit bureaus, employers, and third party databases.